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Insurance - Property and Casualty (Co-op)

Credential:
Ontario College Diploma
College Code:
CONS
School:
Business and Hospitality
Program Code:
0722C
Accelerated Delivery:
No
Campus:
DO
Academic Year:
2017 / 2018

About the Program

The two-year Insurance - Property and Casualty program prepares students for a rewarding career in property and casualty insurance. Students will receive broad exposure to business practices with a specialization in insurance for graduates who wish to be employed by the insurance industry. The program includes studies of all areas of property and casualty coverage considering agency claims, underwriting, marketing, and management. Students will have the opportunity to gain nine of the ten credits required for the Chartered Insurance Professional (CIP) designation from the Insurance Institute of Canada and may choose to register for the CIP national exams at an additional cost in order to receive credentials awarded by the Institute.

Program Information

Length: Two-year Ontario College Diploma program
Delivery Sequence: Doon (Kitchener) - September/2017 (Open) - Fall | Winter | Spring/Summer | Fall | Winter
Location: Doon (Kitchener)
Start: September
First-Year Capacity: 55

Admission Requirements

Admission Procedures

Program Requirements

Tuition & Fees

Tuition fee details for the 2016-2017 year are listed below. Fees for the next academic year are unavailable at this time. Books and supplies are additional.

Domestic Fees

Estimated fees based upon the previous academic year (2016 / 2017) for Insurance - Property and Casualty (Co-op) - Program # 0722c

Doon - Fall 2016 Level 1 & 2 & 3 (Program Start: 2016-09-06)
Description Fall 2016 Winter 2017 Spring 2017
Full-time Program Tuition $1420.00 $1420.00 $0.00
Student Priority Fee $49.45 $49.45 $0.00
Recreation/Athletics Fee $68.80 $68.80 $0.00
Graduation/Alumni Services Fee $27.80 $27.80 $0.00
Administration Fee $25.30 $25.30 $0.00
Technology Enhancement Fee $133.35 $133.35 $0.00
Program Services Fee $132.55 $132.55 $0.00
CSI Capital Development Fee $68.49 $68.49 $0.00
CSI Association Fee $110.00 $110.00 $0.00
CSI - CSA $4.56 $4.56 $0.00
CSI Health Plan Fee $286.00 $0.00 $0.00
ONE Card Fee $12.50 $12.50 $0.00
Session Total $2338.80 $2052.80 $0.00
Year Total     $4391.60
Doon - Fall 2016 Level 4 & 5 (Program Start: 2015-09-08)
Description Fall 2016 Winter 2017
Full-time Program Tuition $1420.00 $1420.00
Student Priority Fee $49.45 $49.45
Recreation/Athletics Fee $68.80 $68.80
Graduation/Alumni Services Fee $27.80 $27.80
Administration Fee $25.30 $25.30
Technology Enhancement Fee $133.35 $133.35
Program Services Fee $132.55 $132.55
CSI Capital Development Fee $68.49 $68.49
CSI Association Fee $110.00 $110.00
CSI - CSA $4.56 $4.56
CSI Health Plan Fee $286.00 $0.00
ONE Card Fee $12.50 $12.50
Session Total $2338.80 $2052.80
Year Total   $4391.60

International Fees

Estimated International fees based upon the previous academic year (2016 / 2017) for
Insurance - Property and Casualty (Co-op) - Program # 0722c


Doon - Fall 2016 Level 1 & 2 & 3 (Program Start: 2016-09-06)
Description Fall 2016 Winter 2017 Spring 2017
International Program Tuition $5850.00 $5850.00 $0.00
Student Priority Fee $49.45 $49.45 $0.00
Recreation/Athletics Fee $68.80 $68.80 $0.00
Graduation/Alumni Services Fee $27.80 $27.80 $0.00
Administration Fee $25.30 $25.30 $0.00
Technology Enhancement Fee $133.35 $133.35 $0.00
Program Services Fee $132.55 $132.55 $0.00
CSI Capital Development Fee $68.49 $68.49 $0.00
CSI Association Fee $110.00 $110.00 $0.00
CSI - CSA $4.56 $4.56 $0.00
ISR $375.00 $375.00 $0.00
International Health Insurance $0.00 $0.00 $0.00
International Health Fee $550.00 $0.00 $0.00
ONE Card Fee $12.50 $12.50 $0.00
Session Total $7407.80 $6857.80 $0.00
Year Total     $14265.60

Doon - Fall 2016 Level 4 & 5 (Program Start: 2015-09-08)
Description Fall 2016 Winter 2017
International Program Tuition $5850.00 $5850.00
Student Priority Fee $49.45 $49.45
Recreation/Athletics Fee $68.80 $68.80
Graduation/Alumni Services Fee $27.80 $27.80
Administration Fee $25.30 $25.30
Technology Enhancement Fee $133.35 $133.35
Program Services Fee $132.55 $132.55
CSI Capital Development Fee $68.49 $68.49
CSI Association Fee $110.00 $110.00
CSI - CSA $4.56 $4.56
ISR $375.00 $375.00
International Health Insurance $0.00 $0.00
International Health Fee $550.00 $0.00
ONE Card Fee $12.50 $12.50
Session Total $7407.80 $6857.80
Year Total   $14265.60

Financial Assistance

The Ontario Student Assistance Program (OSAP) is a needs-based program designed to help Ontario students cover the cost of post-secondary education. Funded by the federal and provincial governments, OSAP is intended to promote equality of opportunity for post-secondary studies through direct financial assistance for educational costs and living expenses. These interest-free loans are intended to supplement your financial resources and those of your family. The majority of students apply for loan assistance via the OSAP website. Students can also print the application booklet through the OSAP website.

For more information, please visit Financial Services/Awards.

Co-op Information

Graduate Opportunities

A wide variety of employment opportunities are available in insurance companies, independent adjusting firms, insurance brokers and agencies, and other business organizations.

On average, 90% of graduates from the last three years (2013 to 2015) found employment within six months of graduation.

For more details on related occupations, job market information and career opportunities, see the Government of Canada website: http://www.workingincanada.gc.ca

Pathways & Credit Transfer

Conestoga pathways enable students to build on their academic achievements in order to earn a degree or additional credential. Pathways are formed through agreements between Conestoga programs or partner institutions. View the transfer agreement opportunities for this program.

Often applicants have earned credits from another college or university that may allow a student to be granted advanced standing or exemption. Learn more about credit transfer opportunities at Conestoga.

Prior Learning Assessment and Recognition (PLAR)

Conestoga recognizes prior learning of skills, knowledge or competencies that have been acquired through employment, formal and informal education, non-formal learning or other life experiences. Prior learning must be measurable at the required academic level and meet Conestoga standards of achievement for current courses. Challenge exams and portfolio development are the primary methods of assessment. Other methods of assessment may be available depending upon the nature of the course objectives. Successful completion of the assessment results in an official course credit that will be recorded on the student's Conestoga transcript. PLAR cannot be used by registered Conestoga students for the clearance of academic deficiencies, to improve grades or to obtain admission into a program.

Learn more about PLAR.

Program Courses

Course Details
Course Code Course Title and Description
Level 1
ACCT1030 Introductory Financial Accounting I

Description: This course introduces accounting terminology, the accounting equation, the double-entry system of bookkeeping, the accrual basis of accounting, financial statements, and the ledgers and journals making up a basic accounting system.
Hours: 42
Credits: 3
Pre-Requisites:
CoRequisites:

COMM1085 College Reading & Writing Skills

Description:
Hours: 42
Credits: 3
Pre-Requisites:
CoRequisites:

COMP1917 Word Processing for Business

Description: During this course, the student will learn to effectively use the Windows operating system and develop the skills necessary to operate effectively within the Conestoga College computing environment. Students will apply word processing techniques to create business-related documents and create a basic business presentation. An emphasis will be placed on the creation of documents commonly found in an office environment.
Hours: 21
Credits: 2
Pre-Requisites:
CoRequisites:

COMP1923 Spreadsheets for Business

Description: During this course, the student will learn to effectively use the Windows operating system and develop the skills necessary to operate effectively within the Conestoga College computing environment. Students will explore the power of spreadsheets to produce an assortment of formatted business worksheets. An emphasis will be placed on the creation of functions and formulas to produce data for analyses and to display the results graphically with charts.
Hours: 21
Credits: 2
Pre-Requisites:
CoRequisites:

INS1000 Insurance Fundamentals

Description: As part of your evaluation, you will be required to become a member of the Insurance Institute of Canada and register for the applicable Insurance Institute National Exam. Additional charges will apply: $80.00 membership fee & $198.00 exam fee (+ HST).
Hours: 48
Credits: 3
Pre-Requisites:
CoRequisites:

MATH1010 Business Mathematics I

Description: The purpose of the course is to provide the student with a mathematical basis for personal and business financial decisions through four instructional models. The course stresses business application using arithmetic, algebra, ratio-proportion and graphing. Applications include payroll, cost-volume-profit analysis and merchandising mathematics. This course stresses logical reasoning and problem solving skills. A Texas Instrument BAII 'Plus' calculator is required for the course.
Hours: 42
Credits: 3
Pre-Requisites:
CoRequisites:

MKT1040 Marketing I

Description: Marketing is about knowing the customers and the creative and strategic processes to meet their needs, wants and desires. This highly interactive course introduces you to the world of marketing from both a societal and organizational perspective. You will participate in a variety of hands-on practical activities and projects to immerse yourself in the fundamentals of marketing.
Hours: 42
Credits: 3
Pre-Requisites:
CoRequisites:

Level 2
BUS2031 Applied Ethics

Description: Emphasis is placed on the development of a critical process for making ethical decisions. There will be discussion on ethical controversies encountered in work environments - opportunities to explore personal values, code of ethics, and develop strategies to understand and respect the values and decisions of others.
Hours: 42
Credits: 3
Pre-Requisites:
CoRequisites:

CDEV1020 Co-op and Career Preparation

Description: This mandatory course prepares students for job searching for their co-op work terms and for post-graduate careers. Students will reflect on their skills, attitudes, and expectations and evaluate and interpret available opportunities in the workplace. Self-marketing techniques using resumes, cover letters, cold-calls, and interviewing will be learned and students will learn the expectations, rules, and regulations that apply in the workplace with regards to social, organizational, ethical, and safety issues while developing an awareness of self-reflective practice.
Hours: 16
Credits: 1
Pre-Requisites:
CoRequisites:

COMM1141 Interpersonal Communications Skills

Description: This course will help students develop skills needed to interrelate with others in a variety of workplace situations and social settings. With the assistance of self-assessment and feedback instruments, students will be able to build on individual strengths and overcome weakness in their ability to communicate effectively one-on-one and in group settings. Although the course will incorporate relevant communication theories, the focus will be on developing the ability to present oneself effectively in the majority of managerial roles (e.g. managing conflict, instructing, seminar leader, counselor, team member). The course will also focus on managing ones image to maximize career potential.
Hours: 42
Credits: 3
Pre-Requisites:
CoRequisites:

ECON1030 Macroeconomics

Description: This course is a study of the Canadian economy as a whole. It introduces students to principles that are essential to an understanding of contemporary macroeconomic issues facing Canadian society. It examines the structure and performance of the Canadian economy utilizing economic models and aggregate economic indicators such as gross domestic product, employment, unemployment, income and productivity growth, inflation, interest rates, and the impact of domestic and international influences and of government fiscal and monetary policies. Equivalent: OLRN1600 Introduction to Macroeconomics (Internet).
Hours: 42
Credits: 3
Pre-Requisites:
CoRequisites:

INS1010 Insurance On Property

Description: This course focuses on all types of personal and commercial property insurance and sets a foundation for further insurance courses. Beginning with fundamental legal requirements, the course focuses on the principles involved with the Basic Fire Policy, and ultimately into present-day habitational insurance. Study broadens out to cover basic commercial insurance and the forms required for such risks. Completion of the course material will allow a student to challenge the Insurance Institute of Canada's national exam for Property Insurance (C12).
Hours: 48
Credits: 3
Pre-Requisites: INS1000
CoRequisites:

INS1020 Personal Automobile Insurance

Description: This course focuses on personal automobile insurance across Canada. Emphasis is placed upon legislation related automobile insurance as well as specific policy wordings, endorsements and regulations. An overall comparison of various provincial programs is studied while a more detailed approach is utilized for the study of individual policies under Ontario automobile insurance.
Hours: 48
Credits: 3
Pre-Requisites: INS1000
CoRequisites:

Level 3
COOP1460 Co-op Work Term (Insurance-Property/Casualty)

Description: This course will provide students with work experience in the Property & Casualty insurance industry. The work will be approved and evaluated by the college. This course increases the student's understanding of employer expectations with regards to academic, practical and attitudinal skills. These skill areas will be developed during the work term while the student performs the responsibilities as laid out in the job description in accordance with course and program outcomes. Student development will be evaluated during and the conclusion of the work experience.
Hours: 420
Credits: 14
Pre-Requisites: CDEV1020
CoRequisites:

Level 4
INS2000 Insurance Against Liability

Description: To understand liability insurance, you must first know something of the law and the Canadian legal system and the differences between the common law and the Civil Code of Quebec. This is not a law course but it does introduce you to those legal principles that affect liability insurance. It discusses common ways people become liable to each other and explains how this liability may be insured or why it cannot be insured.
Hours: 48
Credits: 3
Pre-Requisites: INS1000
CoRequisites:

INS2010 Essentials of Loss Adjusting

Description: The course focuses on insurance knowledge and conduct required of claims professionals. Students examine both the soft skills and technical skills which enhance the handling of insurance claims. Through a step-by-step process, students move from understanding claims situations and evaluation of policy coverage to determining how much of a claim is payable. Managing relationships in order to obtain critical information is discussed and students will also learn the fundamentals of investigation, evaluation, negotiation and settlement within the claims process. The types of claims examined include property, automobile and liability insurance.
Hours: 48
Credits: 3
Pre-Requisites: INS1000
CoRequisites:

INS2020 Underwriting Essentials

Description: This course focuses on the essential skills required of an entry-level underwriter. Students begin with an overview of an underwriter's role as an investor of shareholder capital on behalf of an insurer and discuss the process of accepting and rejecting risk within parameters set by the insurer and imposed by the external environment. "Hard" skills, "soft" skills, and underwriting temperament are profiled and specifically applied in the analysis of individual property, automobile, and liability risks.
Hours: 36
Credits: 3
Pre-Requisites: INS1000
CoRequisites:

MKT2080 Sales

Description: This course deals with the buying/selling of a product, service or idea. Management students will compare personal, retail, and industrial selling and develop selling skills based on practical techniques and scenarios. Other topics include international selling, sales management and ethical behaviour.
Hours: 42
Credits: 3
Pre-Requisites:
CoRequisites:

Electives: General Education
Student must complete a minimum of 84 Hours
Level 5
INS1030 Fraud Awareness and Prevention

Description: This course focuses on learning how fraud may arise with respect to insurance policies and what initiatives the insurance industry has advanced to fight such fraudulent practices. The dollar cost of fraud to individuals and the industry is discussed, as well as the laws that affect how insurers must handle claims adjustment and settlement. Property, automobile and liability claims are covered. New business and renewals and the underwriting of each are discussed from the perspective of “red flags” which may indicated potential fraud at the beginning stages of an insurance contract.
Hours: 36
Credits: 3
Pre-Requisites:
CoRequisites:

INS2030 Essential Skills for the Insurance Broker and Agent

Description: This course is an overview of insurance business practices from the broker/agent's perspective and concentrates on the needs of both personal lines and small commercial risk clients. Students are given insights into the skills that a typical intermediary uses to perform effectively from initial contact with a client through the evaluation and application process, to binding and policy documents. All major insurance product lines and common policy transactions that a broker/agent may handle are reviewed.
Hours: 48
Credits: 3
Pre-Requisites:
CoRequisites:

INS2050 Integrated Insurance Applications

Description: The course is designed to provide the student with an appreciation of the purpose and meaning to the insurance industry's existence. It exposes students to the challenges confronting senior management and moves into philosophical issues related to the insurance industry, such as the role of insurance in society and the manner in which business is carried out. Students examine the structure of the industry, the interdependence of its members, the forces which shape the marketplace and the way in which insurance is regulated. Economic issues surrounding insurance and pricing of product & service are also studied. The financial management of insurance companies is discussed and concludes with the importance of ethics and professionalism at all levels of the insurance industry.
Hours: 36
Credits: 3
Pre-Requisites: INS1000
CoRequisites:

INS2060 Bodily Injury Claims

Description: This course introduces the basics of human anatomy and physiology and how they are important to the insurance adjuster. The investigative process is outlined and the factors involved in claim evaluation and negotiation are considered. Key topics include injuries that are likely to be encountered and the medical treatment normally prescribed, interpretation of medical reports, as well as rehabilitation and the role of the adjuster in the process.
Hours: 36
Credits: 3
Pre-Requisites: INS1000
CoRequisites:

MGMT2110 Introduction to the Risk Management Process

Description: The course begins with risk management, in which insurance is only a part of a general approach to managing an insured's exposure to potential loss, and explores the scope of the risk management process; identifying and analyzing loss exposures, and developing alternative techniques to treat each exposure. Students are shown how to determine the property insurance needs of a commercial client; reviewing Commercial Liability insurance, Business Interruption insurance and Commercial Package policies. Commercial insurance cases are analyzed utilizing risk management techniques and process.
Hours: 36
Credits: 3
Pre-Requisites:
CoRequisites:

Electives: General Education
Student must complete a minimum of 42 Hours

Program Outcomes

Program Advisory Committees

The College appoints Program Advisory Committee members for diploma, degree, certificate and apprenticeship programs. Committees are composed of employers, practitioners and recent program graduates. College representatives (students, faculty, and administrators) are resource persons. Each committee advises the Board on the development of new programs, the monitoring of existing programs and community acceptance of programs.

For a list of the current members, please visit our Program Advisory Committees.

Apply Now

Domestic students should apply online at www.ontariocolleges.ca or by phone at 1-888-892-2228.

ONTARIOCOLLEGES.CA
60 Corporate Court
Guelph, Ontario
Canada N1G 5J3

Detailed steps on the application process may help you to apply.

International students should apply online using a Conestoga College International Application Form. Please note: not all programs are open to international students. Interested students should check the listing of open programs on our international students web page before applying.

For program information, call the Information Centre at 519-748-5220 ext 3656.

Disclaimer

The College reserves the right to alter information including requirements and fees and to cancel at any time a program, course, or program major or option; to change the location and/or term in which a program or course is offered; to change the program curriculum as necessary to meet current competencies in the job market or for budgetary reasons; or to withdraw an offer of admission both prior to and after its acceptance by an applicant or student because of insufficient applications or registrations, over-acceptance of offers of admission, budgetary constraints, or for other such reasons. In the event the College exercises such a right, the College’s sole liability will be the return of monies paid by the applicant or student to the College.

Students actively registered in cohort delivered programs who take longer than the designed program length of time to complete their studies are accountable for completing any new or additional courses that may result due to changes in the program of study. Unless otherwise stated, students registered in non-cohort delivered programs must complete the program of study within seven years of being admitted to the program.

PROGRAM SEARCH

Program Status
Start DateCampusStatus**
SEP, 2016 Doon Closed
SEP, 2017 Doon Open
** Status applicable to domestic students

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